Privacy Policy

Last updated: August 4, 2026

This Privacy Policy explains how Monevo ("we", "us", "the app") collects, uses, and shares information when you use the Monevo expense tracking application. Monevo is a personal finance app that helps you record transactions, manage accounts, and optionally collaborate with others in a shared "space." We do not connect to your bank or any real financial institution — all financial data in Monevo is entered manually by you or the people you share a space with.

Information we collect

Account information

Monevo works out of the box with anonymous sign-in — no personal information is required to start using it. If you choose to sign in with Google or create an email/password account (including linking an anonymous account to a Google account later), we receive and store:

• Your name, email address, and profile picture (from Google Sign-In), or your email address (for email/password accounts)
• A unique account identifier issued by Firebase Authentication

Financial data you enter

Monevo stores the data you choose to record, including:

• Transactions (amount, category, date, notes, and attached emoji/icons)
• Accounts, balances, and currencies you set up
• Custom categories, colors, and budget-related settings
• Periodic summaries generated from your transaction history
• Items you archive or move to trash (kept temporarily so you can restore them before permanent deletion)

Shared spaces

Monevo lets you create a "space" and invite other users to track expenses together. If you join or create a shared space:

• Other members of that space (based on their role — owner, editor, or viewer) can see the transactions, accounts, and categories within that space
• We store space membership details, including who invited whom, invite status, member roles, and ownership transfer history
• Data you add to a shared space is visible to other members of that space even if you later leave it, unless it is deleted

Purchases and subscriptions

Monevo offers an optional premium subscription. If you subscribe:

• Purchases are processed by Google Play (Android) or the Apple App Store (iOS/macOS) — we do not collect or store your payment card details
• We store subscription-related metadata (such as product ID, purchase token, and active/expired status) to unlock premium features and keep your subscription in sync across your devices
• If you change or transfer a subscription between accounts, we update ownership of the associated premium status accordingly

Support requests

If you contact us through the in-app Help & Support feature, we collect the subject, message, request type (bug, feedback, question, or billing), an optional contact email, your app version, and platform (Android/iOS) so we can respond and diagnose issues.

Technical information

We may collect basic technical details such as app version and platform to maintain compatibility and troubleshoot issues. Monevo does not use advertising SDKs and does not show ads.

How we use your information

• To operate core features: recording transactions, managing accounts, categories, and shared spaces
• To sync your data securely across your signed-in devices
• To enable collaboration when you use shared spaces, including showing member activity and managing invites/roles
• To manage premium subscriptions and unlock the features they include
• To respond to support requests you submit
• To maintain, secure, and improve the app

Data storage & security

Your data is stored using Google Firebase services: Firebase Authentication (for sign-in), Cloud Firestore (for your financial data), and Cloud Functions (for server-side logic such as maintaining space membership and subscription status). Firestore security rules restrict access so that only you, and members you've explicitly invited into a space, can read or write that space's data. We do not sell your personal or financial data to third parties.

Data sharing

We share information only in the following circumstances:

• With other members of a shared space — limited to the data within that space, as described above
• With our infrastructure providers — Google Firebase (hosting, authentication, database, functions) and the app stores (Google Play / Apple App Store) for processing purchases
• Where required by law — if we are legally obligated to disclose information

We do not share your data with advertisers or data brokers.

Your choices & rights

• You can edit or delete your transactions, accounts, and categories at any time within the app
• Deleted items are moved to trash first and can be restored before being permanently removed
• You can leave a shared space, or as owner, manage members and transfer ownership
• You can use Monevo anonymously and choose whether to ever link an account
• You can request full deletion of your account and associated data by contacting us at the email below
• You can manage or cancel your subscription at any time through Google Play or the App Store

Data retention

We retain your data for as long as your account is active. Items moved to trash are retained temporarily to allow restoration, after which they may be permanently deleted. If you request account deletion, we will delete your personal data except where retention is required for legal, security, or fraud-prevention purposes.

Children's privacy

Monevo is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

Changes to this policy

We may update this Privacy Policy from time to time as the app evolves. Changes will be posted on this page with an updated revision date.

Contact us

If you have questions about this Privacy Policy or wish to request data deletion, contact us at support@klusterlabs.net.